|Discover credit card pigs
You see the problem is Discover, like all credit card companies whether they be Visa, Mastercard, or American Express, are in the credit business to make a profit. My interest charge went from 15.5% to 18.8% and that increase made me furious because my credit rating is excellent. That's a hell of a chunk of change so I said "no" to Discover (actually, I told them to screw themselves). There is no such thing as inexpensive credit anymore. Too many Americans are greedy. Since they think they "need it" now, they have no problem buying that 56" 3D Flat Screen TV for as much as 26% interest on their credit card. They don't do the math. They don't understand that for every $500 on their card they're paying approximately $130 a year in interest. In spite of all their catchy commercials, credit card companies offer no deal to the American consumer.