I have worked in retail for many years, some as a part-time associate and some as a full time associate, so I am quite familiar with those extended warranties retailers so desperately want you to purchase. They love that little add on since a vast majority of the time, it's money in their bank. Let me explain. If you were an appliance manufacturer, like Whirlpool, would you want to build, say a dishwasher, which breaks down after three years? The idea is to create a brand saturated with consumer loyalty. Whirlpool is not going to grow that loyalty if their products are shoddy and need repairs after three or even four years. This means they are going to build something which is going to survive longer then an extended warranty. When it does finally break down, they want you to buy another Whirlpool product, not go with Samsung or LG. Retailers don't give a shit about how long a product lasts, they just want you to buy the extended warranty since they put a lot of money in their bank account. This is not to say there are not a few consumers out there who have not purchased and used these warranties, but they are a rare breed.